Deposit fund
Investment alternative to euro savings accounts
from €20
minimum lump sum
or regular investments
normally within
3 working days
money is returned
to your account
2.25% per annum
Target annual return
at 2.25% ECB deposit rate
WHY INVEST IN A EUROMONETIKA FUND?
What the fund brings you
EUROMONETIKA actually functions as a euro "investment wallet". You can deposit as little as €20 at any time and for any length of time and get a return without limit on the amount of invested or the additional conditions that usually apply with savings accounts. The fund gives a predictable return at the European Central Bank deposit rate less its running costs.
Current annual return of 3.47%*
The yield is linked to the European Central Bank deposit rate. This makes EUROMONETIKA more predictable than other investments and provides a convenient alternative to euro savings accounts and fixed-term deposits.
*as of 31. 12. 2024
Safe money
A seven-point scale is used to measure the riskiness of investments and EUROMONETIKA scores the lowest possible value of 1 on this scale. This means that investing in the fund poses little risk, which is appreciated even by those otherwise apprehensive about investing.
Money always at hand
ShouldSyou need to withdraw the money you have invested because of an unexpected situation, no problem! It's usually in your account within 3 working days, plus everything can ba arranged online . Even after withdrawing money from the fund, you can resume money transfer at any time to build up your cash reserve.
No limit on on investment
Whether you have savings of hundreds or thousands of euros, unlike many savings accounts, all investments in the fund appreciate at the same rate, on any amount from €20 on a regular or one-off basis.
for the selected period
EUROMONETIKA, otevřený podílový fond (UCITS) may invest more than 35% of its net asset value in investment securities or money market instruments issued or guaranteed by a state, a territorial self-government unit of a Member State or an international financial organisation of which one or more Member States are members, in relation to investment instruments issued by the Czech Republic, Poland and individual euro area countries.
Hesitating?
Specialists can help you
You don't have to be alone when it comes to investing. If you want a specialist to advise you on your choice and set everything up for you from A to Z, contact your financial advisor or find one from among our investment intermediares. Your advisor will work with you to create a financial plan that takes full account of your situation, goals and risk tolerance.
INVESTMENT FUNDS
What are investment funds?
Investment funds represent a common investment strategy. When you put your money into a given investment fund, a professional fund manager ensures its allocation according to the fund's set strategy - for example, real estate, stocks, bonds or other securities. Thus, you needn’t agonise over what to invest in, but share in a portfolio assembled and managed by experts who take care that your money appreciates as it should.
News from the world of investments
All the latest news
Information about the fund
Fund type | UCITS fund, retail investment fund, open-ended mutual fund |
|---|---|
Fund manager | INVESTIKA, investiční společnost, a.s. |
Fund administrator | INVESTIKA, investiční společnost, a.s. |
Depository | Česká spořitelna, a.s. |
Auditor | PKF APOGEO Audit, s.r.o. |
Trading frequency | daily |
Recommended holding period | 1 year or more |
Minimum investment | 20 EUR |
ISIN | CZ0008478005 |
Currency of the fund | EUR |
Entry fee | max. 0.50% of the investment value |
Exit fee | 0% |
Management fee | 0,35% |
Administration fee | 0,05% |
Fund type | UCITS fund, retail investment fund, open-ended mutual fund |
|---|---|
Fund manager | INVESTIKA, investiční společnost, a.s. |
Fund administrator | INVESTIKA, investiční společnost, a.s. |
Depository | Česká spořitelna, a.s. |
Auditor | PKF APOGEO Audit, s.r.o. |
Trading frequency | daily |
Recommended holding period | 1 year or more |
Minimum investment | 400.000 EUR or according to the conditions specified in the investment fund statute |
ISIN | CZ0008478013 |
Currency of the fund | EUR |
Entry fee | not apply |
Exit fee | not apply |
Management fee | 0,05% |
Administration fee | 0,05% |
|
Fund class performance for EUR |
||
|---|---|---|
| data as of 22. 5. 2025 | Total cumulative performance of the fund (class EUR) | Average monthly performance of the fund (class EUR) |
1M |
0,18% |
-- |
3M |
0,60% |
0,20% |
6M |
1,34% |
0,22% |
12M |
3,13% |
0,26% |
for the calendar year |
1,02% |
0,20% |
since the establishment of the fund |
4,52% |
0,28% |
| Share certificates třídy EUR | |
|---|---|
| Data as of | 22. 5. 2025 (class EUR) |
Value of a unit certificate |
10,4519 EUR |
Fund capital |
3 684 510,49 EUR |
Current number of unit certificates issued |
352 522pcs |
Current number of unit certificates issued |
499 927pcs |
Total number of unit certificates redeemed |
147 405pcs |
| Data as of | 01.05.2025 - 22.05.2025 (class EUR) |
|---|---|
Number of unit certificates issued for the period |
3 268pcs |
Number of unit certificates redeemed for the period |
60 491pcs |
Amount for which the unit certificates were issued |
34 140,52 EUR |
Amount for which the unit certificates were redeemed |
631 717,20 EUR |
| Asset structure of the FUND | |
|---|---|
| Structure of assets as of | 22. 5. 2025 (whole fund) |
Fund capital |
3 739 680,32 EUR |
Total assets |
3 746 019,31 EUR |
|
Fund class performance for EUR |
||
|---|---|---|
| data as of 30. 4. 2025 | Total cumulative performance of the fund (class EUR) | Average monthly performance of the fund (class EUR) |
1M |
0,20% |
-- |
3M |
0,63% |
0,21% |
6M |
1,40% |
0,23% |
12M |
3,24% |
0,27% |
for the calendar year |
0,88% |
0,22% |
since the establishment of the fund |
4,38% |
0,29% |
| Share certificates třídy EUR | |
|---|---|
| Data as of | 30. 4. 2025 (class EUR) |
Value of a unit certificate |
10,4379 EUR |
Fund capital |
4 276 887,31 EUR |
Current number of unit certificates issued |
409 745pcs |
Current number of unit certificates issued |
496 659pcs |
Total number of unit certificates redeemed |
86 914pcs |
| Data as of | 01.04.2025 - 30.04.2025 (class EUR) |
|---|---|
Number of unit certificates issued for the period |
13 218pcs |
Number of unit certificates redeemed for the period |
4 759pcs |
Amount for which the unit certificates were issued |
137 809,73 EUR |
Amount for which the unit certificates were redeemed |
49 623,91 EUR |
| Asset structure of the FUND | |
|---|---|
| Structure of assets as of | 30. 4. 2025 (whole fund) |
Fund capital |
4 331 982,58 EUR |
Total assets |
4 337 413,56 EUR |
Of which: |
|
Deposits in banks |
20,85% |
Investment instruments |
41,96% |
Other |
37,19% |
|
Fund class performance for EUR |
||
|---|---|---|
| data as of 31. 3. 2025 | Total cumulative performance of the fund (class EUR) | Average monthly performance of the fund (class EUR) |
1M |
0,22% |
-- |
3M |
0,68% |
0,23% |
6M |
1,49% |
0,25% |
12M |
3,38% |
0,28% |
for the calendar year |
0,68% |
0,23% |
since the establishment of the fund |
4,17% |
0,28% |
| Share certificates třídy EUR | |
|---|---|
| Data as of | 31. 3. 2025 (class EUR) |
Value of a unit certificate |
10,4173 EUR |
Fund capital |
4 180 309,20 EUR |
Current number of unit certificates issued |
401 286pcs |
Current number of unit certificates issued |
483 441pcs |
Total number of unit certificates redeemed |
82 155pcs |
| Data as of | 01.03.2025 - 31.03.2025 (class EUR) |
|---|---|
Number of unit certificates issued for the period |
19 662pcs |
Number of unit certificates redeemed for the period |
24 407pcs |
Amount for which the unit certificates were issued |
204 611,74 EUR |
Amount for which the unit certificates were redeemed |
253 891,93 EUR |
| Asset structure of the FUND | |
|---|---|
| Structure of assets as of | 31. 3. 2025 (whole fund) |
Fund capital |
4 180 309,20 EUR |
Total assets |
4 185 463,20 EUR |
Of which: |
|
Deposits in banks |
18,04% |
Investment instruments |
43,38% |
Other |
38,58% |
|
Fund class performance for EUR |
||
|---|---|---|
| data as of 28. 2. 2025 | Total cumulative performance of the fund (class EUR) | Average monthly performance of the fund (class EUR) |
1M |
0,21% |
-- |
3M |
0,72% |
0,24% |
6M |
1,57% |
0,26% |
12M |
3,46% |
0,29% |
for the calendar year |
0,46% |
0,23% |
since the establishment of the fund |
3,95% |
0,30% |
| Share certificates třídy EUR | |
|---|---|
| Data as of | 28. 2. 2025 (class EUR) |
Value of a unit certificate |
10,3947 EUR |
Fund capital |
4 220 551,86 EUR |
Current number of unit certificates issued |
406 031pcs |
Current number of unit certificates issued |
463 779pcs |
Total number of unit certificates redeemed |
57 748pcs |
| Data as of | 01.02.2025 - 28.02.2025 (class EUR) |
|---|---|
Number of unit certificates issued for the period |
34 408pcs |
Number of unit certificates redeemed for the period |
7 147pcs |
Amount for which the unit certificates were issued |
357 075,60 EUR |
Amount for which the unit certificates were redeemed |
74 175,33 EUR |
| Asset structure of the FUND | |
|---|---|
| Structure of assets as of | 28. 2. 2025 (whole fund) |
Fund capital |
4 220 551,86 EUR |
Total assets |
4 225 485,09 EUR |
Of which: |
|
Deposits in banks |
19,12% |
Investment instruments |
42,88% |
Other |
38,00% |
|
Fund class performance for EUR |
||
|---|---|---|
| data as of 31. 1. 2025 | Total cumulative performance of the fund (class EUR) | Average monthly performance of the fund (class EUR) |
1M |
0,25% |
-- |
3M |
0,76% |
0,25% |
6M |
1,67% |
0,28% |
12M |
3,56% |
0,30% |
for the calendar year |
0,25% |
0,25% |
since the establishment of the fund |
3,73% |
0,29% |
| Share certificates třídy EUR | |
|---|---|
| Data as of | 31. 1. 2025 (class EUR) |
Value of a unit certificate |
10,3727 EUR |
Fund capital |
3 928 865,58 EUR |
Current number of unit certificates issued |
378 770pcs |
Current number of unit certificates issued |
429 371pcs |
Total number of unit certificates redeemed |
50 601pcs |
| Data as of | 01.01.2025 - 31.01.2025 (class EUR) |
|---|---|
Number of unit certificates issued for the period |
93 342pcs |
Number of unit certificates redeemed for the period |
2 621pcs |
Amount for which the unit certificates were issued |
967 438,00 EUR |
Amount for which the unit certificates were redeemed |
27 123,02 EUR |
| Asset structure of the FUND | |
|---|---|
| Structure of assets as of | 31. 1. 2025 (whole fund) |
Fund capital |
3 928 865,58 EUR |
Total assets |
4 008 466,52 EUR |
Of which: |
|
Deposits in banks |
16,58% |
Investment instruments |
45,10% |
Other |
38,32% |
|
Fund class performance for INVESTMENT |
||
|---|---|---|
| data as of 22. 5. 2025 | Total cumulative performance of the fund (class INVESTMENT) | Average monthly performance of the fund (class INVESTMENT) |
1M |
0,17% |
-- |
3M |
0,31% |
0,10% |
6M |
0,31% |
0,05% |
12M |
0,31% |
0,03% |
for the calendar year |
0,31% |
0,06% |
since the establishment of the fund |
0,31% |
0,15% |
| Share certificates třídy INVESTMENT | |
|---|---|
| Data as of | 22. 5. 2025 (class INVESTMENT) |
Value of a unit certificate |
10,0309 EUR |
Fund capital |
55 169,84 EUR |
Current number of unit certificates issued |
5 500pcs |
Current number of unit certificates issued |
5 500pcs |
Total number of unit certificates redeemed |
0pcs |
| Data as of | 01.05.2025 - 22.05.2025 (class INVESTMENT) |
|---|---|
Number of unit certificates issued for the period |
0pcs |
Number of unit certificates redeemed for the period |
0pcs |
Amount for which the unit certificates were issued |
0,00 EUR |
Amount for which the unit certificates were redeemed |
0,00 EUR |
| Asset structure of the FUND | |
|---|---|
| Structure of assets as of | 22. 5. 2025 (whole fund) |
Fund capital |
3 739 680,32 EUR |
Total assets |
3 746 019,31 EUR |
Of which: |
|
Deposits in banks |
8,20% |
Investment instruments |
48,64% |
Other |
43,16% |
|
Fund class performance for INVESTMENT |
||
|---|---|---|
| data as of 30. 4. 2025 | Total cumulative performance of the fund (class INVESTMENT) | Average monthly performance of the fund (class INVESTMENT) |
1M |
0,17% |
-- |
3M |
0,17% |
0,06% |
6M |
0,17% |
0,03% |
12M |
0,17% |
0,01% |
for the calendar year |
0,17% |
0,04% |
since the establishment of the fund |
0,17% |
0,17% |
| Share certificates třídy INVESTMENT | |
|---|---|
| Data as of | 30. 4. 2025 (class INVESTMENT) |
Value of a unit certificate |
10,0173 EUR |
Fund capital |
55 095,27 EUR |
Current number of unit certificates issued |
5 500pcs |
Current number of unit certificates issued |
5 500pcs |
Total number of unit certificates redeemed |
0pcs |
| Data as of | 01.04.2025 - 30.04.2025 (class INVESTMENT) |
|---|---|
Number of unit certificates issued for the period |
5 500pcs |
Number of unit certificates redeemed for the period |
0pcs |
Amount for which the unit certificates were issued |
55 000,00 EUR |
Amount for which the unit certificates were redeemed |
0,00 EUR |
| Asset structure of the FUND | |
|---|---|
| Structure of assets as of | 30. 4. 2025 (whole fund) |
Fund capital |
4 331 982,58 EUR |
Total assets |
4 337 413,56 EUR |
Of which: |
|
Deposits in banks |
20,85% |
Investment instruments |
41,96% |
Other |
37,19% |
GENERAL DOCUMENTS AND FORMS
Terms and conditions valid from 29.8.2024
Template of framework agreement of INVESTIKA family
Power of attorney for representation - signature must be verified
Notice of termination for the framework agreement
Notice of termination for the framework agreement for DIP
Notice of termination for the framework agreement for DYNAMIKA
Notice of termination for the framework agreement for DYNAMIKA DIP
Oznámení o změně údajů o klientovi
Oznámení o změně investičního zprostředkovatele - podpis musí být úředně ověřen
Oznámení o změně bankovního spojení - podpis musí být úředně ověřen
EUROMONETIKA Deposit Fund
Statut EUROMONETIKA, otevřený podílový fond, UCITS - platný od 22.4.2024
Klíčové informace pro investory - třída EUR - platné od 1.11.2023
Sazebník - třída EUR - platný od 1.11.2023
Žádost o převod cenných papírů - podpis musí být úředně ověřen
Žádost o odkup cenných papírů DIP
Klíčové informace pro investory - třída EUR - platné od 25.1.2024
Klíčové informace pro investory - třída EUR investiční - platné od 25.1.2024
Klíčové informace pro investory - třída EUR_SK - platné od 25.1.2024
Klíčové informace pro investory - třída EUR investiční_SK - platné od 25.1.2024
Informace týkající se udržitelnosti ve vztahu k EUROMONETIKA, otevřený podílový fond, platné od 4.4.2025
Prohlášení o hlavních nepříznivých dopadech investičních rozhodnutí na faktory udržitelnosti ve vztahu k INVESTIKA, investiční společnost, a.s.
za referenční období od 1.1.2023 do 31.12.2023, platné od 30.6.2024
Hesitating?
Specialists can help you
You don't have to be alone when it comes to investing. If you want a specialist to advise you on your choice and set everything up for you from A to Z, contact your financial advisor or find one from among our investment intermediares. Your advisor will work with you to create a financial plan that takes full account of your situation, goals and risk tolerance.
Invest with us
Real Estate Fund
Investments backed by bricks and concrete
4 - 6% per annum
target return
Stock Market Fund
Investing in the world's largest companies
7 - 9% per annum
target return
Cash Fund
An investment alternative to a savings account
3 - 5% per annum
target return
Deposit Fund
An investment alternative to euro savings accounts
2 - 4% per annum
target return