Deposit fund
Investment alternative to euro savings accounts
from €20
minimum lump sum
or regular investments
normally within
3 working days
money is returned
to your account
2.00% per annum
Target annual return
at 2.00% ECB deposit rate
WHY INVEST IN A EUROMONETIKA FUND?
What the fund brings you
EUROMONETIKA actually functions as a euro "investment wallet". You can deposit as little as €20 at any time and for any length of time and get a return without limit on the amount of invested or the additional conditions that usually apply with savings accounts. The fund gives a predictable return at the European Central Bank deposit rate less its running costs.
Current annual return of 2.00%*
The yield is linked to the European Central Bank deposit rate. This makes EUROMONETIKA more predictable than other investments and provides a convenient alternative to euro savings accounts and fixed-term deposits.
*as of 31. 08. 2025
Safe money
A seven-point scale is used to measure the riskiness of investments and EUROMONETIKA scores the lowest possible value of 1 on this scale. This means that investing in the fund poses little risk, which is appreciated even by those otherwise apprehensive about investing.
Money always at hand
ShouldSyou need to withdraw the money you have invested because of an unexpected situation, no problem! It's usually in your account within 3 working days, plus everything can ba arranged online . Even after withdrawing money from the fund, you can resume money transfer at any time to build up your cash reserve.
No limit on on investment
Whether you have savings of hundreds or thousands of euros, unlike many savings accounts, all investments in the fund appreciate at the same rate, on any amount from €20 on a regular or one-off basis.
for the selected period
EUROMONETIKA, otevřený podílový fond (UCITS) may invest more than 35% of its net asset value in investment securities or money market instruments issued or guaranteed by a state, a territorial self-government unit of a Member State or an international financial organisation of which one or more Member States are members, in relation to investment instruments issued by the Czech Republic, Poland and individual euro area countries.
Hesitating?
Specialists can help you
You don't have to be alone when it comes to investing. If you want a specialist to advise you on your choice and set everything up for you from A to Z, contact your financial advisor or find one from among our investment intermediares. Your advisor will work with you to create a financial plan that takes full account of your situation, goals and risk tolerance.
INVESTMENT FUNDS
What are investment funds?
Investment funds represent a common investment strategy. When you put your money into a given investment fund, a professional fund manager ensures its allocation according to the fund's set strategy - for example, real estate, stocks, bonds or other securities. Thus, you needn’t agonise over what to invest in, but share in a portfolio assembled and managed by experts who take care that your money appreciates as it should.
News from the world of investments
All the latest news
Information about the fund
Fund type | UCITS fund, retail investment fund, open-ended mutual fund |
|---|---|
Fund manager | INVESTIKA, investiční společnost, a.s. |
Fund administrator | INVESTIKA, investiční společnost, a.s. |
Depository | Česká spořitelna, a.s. |
Auditor | PKF APOGEO Audit, s.r.o. |
Trading frequency | daily |
Recommended holding period | 1 year or more |
Minimum investment | 20 EUR |
ISIN | CZ0008478005 |
Currency of the fund | EUR |
Entry fee | max. 0.50% of the investment value |
Exit fee | 0% |
Management fee | 0,35% |
Administration fee | 0,05% |
Fund type | UCITS fund, retail investment fund, open-ended mutual fund |
|---|---|
Fund manager | INVESTIKA, investiční společnost, a.s. |
Fund administrator | INVESTIKA, investiční společnost, a.s. |
Depository | Česká spořitelna, a.s. |
Auditor | PKF APOGEO Audit, s.r.o. |
Trading frequency | daily |
Recommended holding period | 1 year or more |
Minimum investment | 400.000 EUR or according to the conditions specified in the investment fund statute |
ISIN | CZ0008478013 |
Currency of the fund | EUR |
Entry fee | not apply |
Exit fee | not apply |
Management fee | 0,05% |
Administration fee | 0,05% |
|
Fund class performance for EUR |
||
|---|---|---|
| data as of 04. 6. 2026 | Total cumulative performance of the fund (class EUR) | Average monthly performance of the fund (class EUR) |
1M |
0,17% |
-- |
3M |
0,50% |
0,17% |
6M |
0,99% |
0,17% |
12M |
2,00% |
0,17% |
for the calendar year |
0,84% |
0,14% |
since the establishment of the fund |
6,70% |
0,23% |
| Share certificates třídy EUR | |
|---|---|
| Data as of | 04. 6. 2026 (class EUR) |
Value of a unit certificate |
10,6698 EUR |
Fund capital |
5 132 768,36 EUR |
Current number of unit certificates issued |
481 054pcs |
Current number of unit certificates issued |
774 790pcs |
Total number of unit certificates redeemed |
293 736pcs |
| Data as of | 01.06.2026 - 04.06.2026 (class EUR) |
|---|---|
Number of unit certificates issued for the period |
4 734pcs |
Number of unit certificates redeemed for the period |
918pcs |
Amount for which the unit certificates were issued |
50 505,19 EUR |
Amount for which the unit certificates were redeemed |
9 792,46 EUR |
| Asset structure of the FUND | |
|---|---|
| Structure of assets as of | 04. 6. 2026 (whole fund) |
Fund capital |
5 200 589,69 EUR |
Total assets |
5 204 417,25 EUR |
|
Fund class performance for EUR |
||
|---|---|---|
| data as of 29. 5. 2026 | Total cumulative performance of the fund (class EUR) | Average monthly performance of the fund (class EUR) |
1M |
0,16% |
-- |
3M |
0,49% |
0,16% |
6M |
0,99% |
0,17% |
12M |
2,01% |
0,17% |
for the calendar year |
0,81% |
0,16% |
since the establishment of the fund |
6,66% |
0,24% |
| Share certificates třídy EUR | |
|---|---|
| Data as of | 29. 5. 2026 (class EUR) |
Value of a unit certificate |
10,6663 EUR |
Fund capital |
5 090 410,80 EUR |
Current number of unit certificates issued |
477 238pcs |
Current number of unit certificates issued |
770 056pcs |
Total number of unit certificates redeemed |
292 818pcs |
| Data as of | 01.05.2026 - 29.05.2026 (class EUR) |
|---|---|
Number of unit certificates issued for the period |
21 430pcs |
Number of unit certificates redeemed for the period |
8 459pcs |
Amount for which the unit certificates were issued |
228 338,82 EUR |
Amount for which the unit certificates were redeemed |
90 145,70 EUR |
| Asset structure of the FUND | |
|---|---|
| Structure of assets as of | 29. 5. 2026 (whole fund) |
Fund capital |
5 223 847,20 EUR |
Total assets |
5 230 045,42 EUR |
Of which: |
|
Deposits in banks |
29,46% |
Investment instruments |
40,40% |
Other |
30,14% |
|
Fund class performance for EUR |
||
|---|---|---|
| data as of 30. 4. 2026 | Total cumulative performance of the fund (class EUR) | Average monthly performance of the fund (class EUR) |
1M |
0,16% |
-- |
3M |
0,49% |
0,16% |
6M |
0,99% |
0,16% |
12M |
2,03% |
0,17% |
for the calendar year |
0,65% |
0,16% |
since the establishment of the fund |
6,50% |
0,24% |
| Share certificates třídy EUR | |
|---|---|
| Data as of | 30. 4. 2026 (class EUR) |
Value of a unit certificate |
10,6495 EUR |
Fund capital |
4 944 224,96 EUR |
Current number of unit certificates issued |
464 267pcs |
Current number of unit certificates issued |
748 626pcs |
Total number of unit certificates redeemed |
284 359pcs |
| Data as of | 01.04.2026 - 30.04.2026 (class EUR) |
|---|---|
Number of unit certificates issued for the period |
13 099pcs |
Number of unit certificates redeemed for the period |
15 836pcs |
Amount for which the unit certificates were issued |
139 384,80 EUR |
Amount for which the unit certificates were redeemed |
168 503,71 EUR |
| Asset structure of the FUND | |
|---|---|
| Structure of assets as of | 30. 4. 2026 (whole fund) |
Fund capital |
5 207 077,09 EUR |
Total assets |
5 212 161,08 EUR |
Of which: |
|
Deposits in banks |
29,41% |
Investment instruments |
40,48% |
Other |
30,11% |
|
Fund class performance for EUR |
||
|---|---|---|
| data as of 31. 3. 2026 | Total cumulative performance of the fund (class EUR) | Average monthly performance of the fund (class EUR) |
1M |
0,17% |
-- |
3M |
0,49% |
0,16% |
6M |
0,99% |
0,17% |
12M |
2,06% |
0,17% |
for the calendar year |
0,49% |
0,16% |
since the establishment of the fund |
6,32% |
0,23% |
| Share certificates třídy EUR | |
|---|---|
| Data as of | 31. 3. 2026 (class EUR) |
Value of a unit certificate |
10,6322 EUR |
Fund capital |
4 965 315,34 EUR |
Current number of unit certificates issued |
467 004pcs |
Current number of unit certificates issued |
735 527pcs |
Total number of unit certificates redeemed |
268 523pcs |
| Data as of | 01.03.2026 - 31.03.2026 (class EUR) |
|---|---|
Number of unit certificates issued for the period |
28 988pcs |
Number of unit certificates redeemed for the period |
11 031pcs |
Amount for which the unit certificates were issued |
307 926,32 EUR |
Amount for which the unit certificates were redeemed |
117 170,37 EUR |
| Asset structure of the FUND | |
|---|---|
| Structure of assets as of | 31. 3. 2026 (whole fund) |
Fund capital |
5 227 739,04 EUR |
Total assets |
5 234 449,26 EUR |
Of which: |
|
Deposits in banks |
29,77% |
Investment instruments |
40,24% |
Other |
29,99% |
|
Fund class performance for EUR |
||
|---|---|---|
| data as of 27. 2. 2026 | Total cumulative performance of the fund (class EUR) | Average monthly performance of the fund (class EUR) |
1M |
0,17% |
-- |
3M |
0,50% |
0,17% |
6M |
1,00% |
0,17% |
12M |
2,12% |
0,18% |
for the calendar year |
0,31% |
0,16% |
since the establishment of the fund |
6,14% |
0,25% |
| Share certificates třídy EUR | |
|---|---|
| Data as of | 27. 2. 2026 (class EUR) |
Value of a unit certificate |
10,6138 EUR |
Fund capital |
4 766 114,74 EUR |
Current number of unit certificates issued |
449 047pcs |
Current number of unit certificates issued |
706 539pcs |
Total number of unit certificates redeemed |
257 492pcs |
| Data as of | 01.02.2026 - 27.02.2026 (class EUR) |
|---|---|
Number of unit certificates issued for the period |
17 538pcs |
Number of unit certificates redeemed for the period |
6 402pcs |
Amount for which the unit certificates were issued |
186 049,73 EUR |
Amount for which the unit certificates were redeemed |
67 914,32 EUR |
| Asset structure of the FUND | |
|---|---|
| Structure of assets as of | 27. 2. 2026 (whole fund) |
Fund capital |
4 833 284,66 EUR |
Total assets |
4 836 437,62 EUR |
Of which: |
|
Deposits in banks |
27,12% |
Investment instruments |
40,38% |
Other |
32,50% |
|
Fund class performance for EUR |
||
|---|---|---|
| data as of 30. 1. 2026 | Total cumulative performance of the fund (class EUR) | Average monthly performance of the fund (class EUR) |
1M |
0,17% |
-- |
3M |
0,50% |
0,17% |
6M |
1,00% |
0,17% |
12M |
2,18% |
0,18% |
for the calendar year |
0,16% |
0,16% |
since the establishment of the fund |
5,98% |
0,25% |
| Share certificates třídy EUR | |
|---|---|
| Data as of | 30. 1. 2026 (class EUR) |
Value of a unit certificate |
10,5977 EUR |
Fund capital |
4 640 856,98 EUR |
Current number of unit certificates issued |
437 911pcs |
Current number of unit certificates issued |
689 001pcs |
Total number of unit certificates redeemed |
251 090pcs |
| Data as of | 01.01.2026 - 30.01.2026 (class EUR) |
|---|---|
Number of unit certificates issued for the period |
21 208pcs |
Number of unit certificates redeemed for the period |
12 042pcs |
Amount for which the unit certificates were issued |
224 569,37 EUR |
Amount for which the unit certificates were redeemed |
127 526,47 EUR |
| Asset structure of the FUND | |
|---|---|
| Structure of assets as of | 30. 1. 2026 (whole fund) |
Fund capital |
4 707 926,65 EUR |
Total assets |
4 711 983,63 EUR |
Of which: |
|
Deposits in banks |
25,19% |
Investment instruments |
41,38% |
Other |
33,43% |
|
Fund class performance for INVESTMENT |
||
|---|---|---|
| data as of 04. 6. 2026 | Total cumulative performance of the fund (class INVESTMENT) | Average monthly performance of the fund (class INVESTMENT) |
1M |
0,17% |
-- |
3M |
0,50% |
0,17% |
6M |
0,99% |
0,16% |
12M |
2,01% |
0,17% |
for the calendar year |
0,84% |
0,14% |
since the establishment of the fund |
2,40% |
0,17% |
| Share certificates třídy INVESTMENT | |
|---|---|
| Data as of | 04. 6. 2026 (class INVESTMENT) |
Value of a unit certificate |
10,2402 EUR |
Fund capital |
67 821,33 EUR |
Current number of unit certificates issued |
6 623pcs |
Current number of unit certificates issued |
25 746pcs |
Total number of unit certificates redeemed |
19 123pcs |
| Data as of | 01.06.2026 - 04.06.2026 (class INVESTMENT) |
|---|---|
Number of unit certificates issued for the period |
0pcs |
Number of unit certificates redeemed for the period |
6 412pcs |
Amount for which the unit certificates were issued |
0,00 EUR |
Amount for which the unit certificates were redeemed |
65 651,83 EUR |
| Asset structure of the FUND | |
|---|---|
| Structure of assets as of | 04. 6. 2026 (whole fund) |
Fund capital |
5 200 589,69 EUR |
Total assets |
5 204 417,25 EUR |
Of which: |
|
Deposits in banks |
29,17% |
Investment instruments |
40,62% |
Other |
30,21% |
|
Fund class performance for INVESTMENT |
||
|---|---|---|
| data as of 29. 5. 2026 | Total cumulative performance of the fund (class INVESTMENT) | Average monthly performance of the fund (class INVESTMENT) |
1M |
0,16% |
-- |
3M |
0,49% |
0,16% |
6M |
0,99% |
0,16% |
12M |
2,01% |
0,17% |
for the calendar year |
0,81% |
0,16% |
since the establishment of the fund |
2,37% |
0,17% |
| Share certificates třídy INVESTMENT | |
|---|---|
| Data as of | 29. 5. 2026 (class INVESTMENT) |
Value of a unit certificate |
10,2367 EUR |
Fund capital |
133 436,39 EUR |
Current number of unit certificates issued |
13 035pcs |
Current number of unit certificates issued |
25 746pcs |
Total number of unit certificates redeemed |
12 711pcs |
| Data as of | 01.05.2026 - 29.05.2026 (class INVESTMENT) |
|---|---|
Number of unit certificates issued for the period |
29pcs |
Number of unit certificates redeemed for the period |
12 711pcs |
Amount for which the unit certificates were issued |
296,63 EUR |
Amount for which the unit certificates were redeemed |
130 004,29 EUR |
| Asset structure of the FUND | |
|---|---|
| Structure of assets as of | 29. 5. 2026 (whole fund) |
Fund capital |
5 223 847,20 EUR |
Total assets |
5 230 045,42 EUR |
Of which: |
|
Deposits in banks |
29,46% |
Investment instruments |
40,40% |
Other |
30,14% |
|
Fund class performance for INVESTMENT |
||
|---|---|---|
| data as of 30. 4. 2026 | Total cumulative performance of the fund (class INVESTMENT) | Average monthly performance of the fund (class INVESTMENT) |
1M |
0,16% |
-- |
3M |
0,49% |
0,16% |
6M |
0,99% |
0,16% |
12M |
2,03% |
0,17% |
for the calendar year |
0,65% |
0,16% |
since the establishment of the fund |
2,21% |
0,17% |
| Share certificates třídy INVESTMENT | |
|---|---|
| Data as of | 30. 4. 2026 (class INVESTMENT) |
Value of a unit certificate |
10,2209 EUR |
Fund capital |
262 852,12 EUR |
Current number of unit certificates issued |
25 717pcs |
Current number of unit certificates issued |
25 717pcs |
Total number of unit certificates redeemed |
0pcs |
| Data as of | 01.04.2026 - 30.04.2026 (class INVESTMENT) |
|---|---|
Number of unit certificates issued for the period |
0pcs |
Number of unit certificates redeemed for the period |
0pcs |
Amount for which the unit certificates were issued |
0,00 EUR |
Amount for which the unit certificates were redeemed |
0,00 EUR |
| Asset structure of the FUND | |
|---|---|
| Structure of assets as of | 30. 4. 2026 (whole fund) |
Fund capital |
5 207 077,09 EUR |
Total assets |
5 212 161,08 EUR |
Of which: |
|
Deposits in banks |
29,41% |
Investment instruments |
40,48% |
Other |
30,11% |
|
Fund class performance for INVESTMENT |
||
|---|---|---|
| data as of 31. 3. 2026 | Total cumulative performance of the fund (class INVESTMENT) | Average monthly performance of the fund (class INVESTMENT) |
1M |
0,17% |
-- |
3M |
0,49% |
0,16% |
6M |
0,99% |
0,17% |
12M |
2,04% |
0,17% |
for the calendar year |
0,49% |
0,16% |
since the establishment of the fund |
2,04% |
0,17% |
| Share certificates třídy INVESTMENT | |
|---|---|
| Data as of | 31. 3. 2026 (class INVESTMENT) |
Value of a unit certificate |
10,2042 EUR |
Fund capital |
262 423,70 EUR |
Current number of unit certificates issued |
25 717pcs |
Current number of unit certificates issued |
25 717pcs |
Total number of unit certificates redeemed |
0pcs |
| Data as of | 01.03.2026 - 31.03.2026 (class INVESTMENT) |
|---|---|
Number of unit certificates issued for the period |
19 123pcs |
Number of unit certificates redeemed for the period |
0pcs |
Amount for which the unit certificates were issued |
194 982,18 EUR |
Amount for which the unit certificates were redeemed |
0,00 EUR |
| Asset structure of the FUND | |
|---|---|
| Structure of assets as of | 31. 3. 2026 (whole fund) |
Fund capital |
5 227 739,04 EUR |
Total assets |
5 234 449,26 EUR |
Of which: |
|
Deposits in banks |
29,77% |
Investment instruments |
40,24% |
Other |
29,99% |
|
Fund class performance for INVESTMENT |
||
|---|---|---|
| data as of 27. 2. 2026 | Total cumulative performance of the fund (class INVESTMENT) | Average monthly performance of the fund (class INVESTMENT) |
1M |
0,17% |
-- |
3M |
0,50% |
0,17% |
6M |
1,00% |
0,17% |
12M |
1,87% |
0,16% |
for the calendar year |
0,32% |
0,16% |
since the establishment of the fund |
1,87% |
0,17% |
| Share certificates třídy INVESTMENT | |
|---|---|
| Data as of | 27. 2. 2026 (class INVESTMENT) |
Value of a unit certificate |
10,1865 EUR |
Fund capital |
67 169,93 EUR |
Current number of unit certificates issued |
6 594pcs |
Current number of unit certificates issued |
6 594pcs |
Total number of unit certificates redeemed |
0pcs |
| Data as of | 01.02.2026 - 27.02.2026 (class INVESTMENT) |
|---|---|
Number of unit certificates issued for the period |
0pcs |
Number of unit certificates redeemed for the period |
0pcs |
Amount for which the unit certificates were issued |
0,00 EUR |
Amount for which the unit certificates were redeemed |
0,00 EUR |
| Asset structure of the FUND | |
|---|---|
| Structure of assets as of | 27. 2. 2026 (whole fund) |
Fund capital |
4 833 284,66 EUR |
Total assets |
4 836 437,62 EUR |
Of which: |
|
Deposits in banks |
27,12% |
Investment instruments |
40,38% |
Other |
32,50% |
|
Fund class performance for INVESTMENT |
||
|---|---|---|
| data as of 30. 1. 2026 | Total cumulative performance of the fund (class INVESTMENT) | Average monthly performance of the fund (class INVESTMENT) |
1M |
0,17% |
-- |
3M |
0,50% |
0,17% |
6M |
1,00% |
0,17% |
12M |
1,71% |
0,14% |
for the calendar year |
0,17% |
0,17% |
since the establishment of the fund |
1,71% |
0,17% |
| Share certificates třídy INVESTMENT | |
|---|---|
| Data as of | 30. 1. 2026 (class INVESTMENT) |
Value of a unit certificate |
10,1713 EUR |
Fund capital |
67 069,67 EUR |
Current number of unit certificates issued |
6 594pcs |
Current number of unit certificates issued |
6 594pcs |
Total number of unit certificates redeemed |
0pcs |
| Data as of | 01.01.2026 - 30.01.2026 (class INVESTMENT) |
|---|---|
Number of unit certificates issued for the period |
0pcs |
Number of unit certificates redeemed for the period |
0pcs |
Amount for which the unit certificates were issued |
0,00 EUR |
Amount for which the unit certificates were redeemed |
0,00 EUR |
| Asset structure of the FUND | |
|---|---|
| Structure of assets as of | 30. 1. 2026 (whole fund) |
Fund capital |
4 707 926,65 EUR |
Total assets |
4 711 983,63 EUR |
Of which: |
|
Deposits in banks |
25,19% |
Investment instruments |
41,38% |
Other |
33,43% |
GENERAL DOCUMENTS AND FORMS
Terms and conditions valid from 29.8.2024
Template of framework agreement of INVESTIKA family
Power of attorney for representation - signature must be verified
Notice of termination for the framework agreement
Notice of termination for the framework agreement for DIP
Notice of termination for the framework agreement for DYNAMIKA
Notice of termination for the framework agreement for DYNAMIKA DIP
Application for transfer of securities - signature must be officially certified
Application for transfer of securities DIP - signature must be officially certified
Oznámení o změně údajů o klientovi
Oznámení o změně investičního zprostředkovatele - podpis musí být úředně ověřen
Oznámení o změně bankovního spojení - podpis musí být úředně ověřen
EUROMONETIKA Deposit Fund
Statut EUROMONETIKA, otevřený podílový fond, UCITS - platný od 12. 2. 2026
Statut EUROMONETIKA, otevřený podílový fond, UCITS_SK - platný od 12. 2. 2026
Klíčové informace pro investory - třída EUR - platné od 11. 2. 2026
Klíčové informace pro investory - třída EUR investiční - platné od 11. 2. 2026
Klíčové informace pro investory - třída EUR_SK - platné od 11. 2. 2026
Klíčové informace pro investory - třída EUR investiční_SK - platné od 11. 2. 2026
Sazebník třída EUR - platné od 11. 2. 2026
Sazebník třída EUR_SK - platné od 11. 2. 2026
Sazebník třída EUR investiční - platné od 11. 2. 2026
Sazebník třída EUR investiční_SK - platné od 11. 2. 2026
Informace týkající se udržitelnosti ve vztahu k EUROMONETIKA, otevřený podílový fond, platné od 4.4.2025
Prohlášení o hlavních nepříznivých dopadech investičních rozhodnutí na faktory udržitelnosti ve vztahu k INVESTIKA, investiční společnost, a.s.
za referenční období od 1.1.2023 do 31.12.2023, platné od 30.6.2024
Hesitating?
Specialists can help you
You don't have to be alone when it comes to investing. If you want a specialist to advise you on your choice and set everything up for you from A to Z, contact your financial advisor or find one from among our investment intermediares. Your advisor will work with you to create a financial plan that takes full account of your situation, goals and risk tolerance.
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An investment alternative to euro savings accounts
2 - 4% per annum
target return
