Cash fund
An investment alternative to a savings account
3 - 5% per annum
target return
from CZK 100
minimum as a one-off or regular investment
in 3 days
money available in your account
WHY INVEST IN MONETIKA FUND?
What the fund will bring you
MONETIKA actually works like an "investment wallet". You can deposit any amount of money, starting from CZK 100, at any time and for any length of time, and receive a return without limitation on the amount deposited or additional conditions, as is the case with savings accounts. The fund will provide you with predictable returns at the Czech National Bank's main interest rate, less fund running costs of around 0.7 percentage points.
Current annual return of 3.05%
The yield is linked to the Czech National Bank's two-week repo rate. This makes MONETIKA more predictable than other investments and makes it a suitable alternative to savings accounts and time deposits.
Safe Money
A seven-step scale is used to measure the riskiness of investments and MONETIKA scores the lowest possible value of 1 on this scale. This means that investing in the fund poses little risk, which is appreciated even by those otherwise apprehensive about investing.
Money always at hand
Should you need to withdraw money you have invested because of an unexpected situation, no problem. It's usually in your account within 3 working days, and everything can be arranged online . Even after withdrawing money from the fund, you can resume contributions at any time to build up your cash reserve.
No limit on investment amounts
Whether you have savings in the hundreds, thousands or millions to invest, unlike many savings accounts, all investments in the fund appreciate at the same rate at any amount from CZK 100 and up on a regular or one-off basis.
Chart of the value of the MONETIKA fund unit certificate
for the selected period
MONETIKA, an open-end mutual fund may invest more than 35% of the net asset value of the fund in investment securities or money market instruments issued or guaranteed by a state, a territorial self-governing unit of a member state or an international financial organisation of which one or more member states are members, in relation to investment instruments issued by the Czech Republic, Germany, Slovakia, Austria and Poland.
Investment strategy
As an open-end mutual fund, MONETIKA can always invest in assets in a given financial market situation at the most advantageous moment. The fund aims to achieve appreciation at the Czech National Bank's two-week repo rate less estimated fund running costs.
The Fund uses the following investment instruments to achieve appreciation:
Repo operations are among the monetary policy instruments through which the CNB supplies and withdraws liquidity from commercial banks and influences the development of interest rates in the economy. Given the market situation, this is currently the most used instrument in MONETIKA's investment strategy.
Fixed-term deposits are negotiated for a fixed period of time with a fixed interest rate throughout the term of the deposit. Their advantage as part of the investment strategy is in enabling the Fund to maintain higher yields for a longer period of time.
This is a means for financial houses to store excess liquidity for theshort period between the end of one trading day and the start of the next. The CNB pays interest on these deposits at a discount rate.
Hesitating?
Specialists can help you
You don't have to be alone when it comes to investing. If you want a specialist to advise you on your choice and set everything up for you from A to Z, contact your financial advisor or find one from among our investment intermediares. Your advisor will work with you to create a financial plan that takes full account of your situation, goals and risk tolerance.
INVESTMENT FUNDS
What are investment funds?
Investment funds represent a common investment strategy. When you put your money into a given investment fund, a professional fund manager ensures its allocation according to the fund's set strategy - for example, real estate, stocks, bonds or other securities. Thus, you needn’t agonise over what to invest in, but share in a portfolio assembled and managed by experts who take care that your money appreciates as it should.
News from the world of investments
All the latest news
Information on the Fund
Fund type | AIF fund, retail investment fund, open-end mutual fund |
|---|---|
Fund manager | INVESTIKA, investiční společnost, a.s. |
Fund administrator | INVESTIKA, investiční společnost, a.s. |
Depository | Česká spořitelna a.s. |
Auditor | PKF APOGEO Audit, s.r.o. |
Trading frequency | daily |
Recommended holding period | 1 year or more |
Minimum investment | 100 CZK |
ISIN | CZ0008477379 |
Currency of the fund | CZK |
Entry fee | Maximum 0.5% of the investment value |
Exit fee | 0 % |
Management fee | 0,35% |
Administration fee | 0,05% |
Fund type | AIF fund, retail investment fund, open-end mutual fund |
|---|---|
Fund manager | INVESTIKA, investiční společnost, a.s. |
Fund administrator | INVESTIKA, investiční společnost, a.s. |
Depository | Česká spořitelna a.s. |
Auditor | PKF APOGEO Audit, s.r.o. |
Trading frequency | daily |
Recommended holding period | 1 year or more |
Minimum investment | 10 000 000 CZK, where applicable, according to the terms and conditions set out in the Investment Fund Statute |
ISIN | CZ0008477361 |
Currency of the fund | CZK |
Entry fee | does not apply |
Exit fee | does not apply |
Management fee | 0,05% |
Administration fee | 0,05% |
|
Fund class performance for CZK |
||
|---|---|---|
| data as of 28. 4. 2025 | Total cumulative performance of the fund (class CZK) | Average monthly performance of the fund (class CZK) |
1M |
0,25% |
-- |
3M |
0,76% |
0,25% |
6M |
1,58% |
0,26% |
12M |
3,67% |
0,31% |
for the calendar year |
0,97% |
0,24% |
since the establishment of the fund |
14,52% |
0,45% |
| Share certificates třídy CZK | |
|---|---|
| Data as of | 28. 4. 2025 (class CZK) |
Value of a unit certificate |
11,4524 CZK |
Fund capital |
4 066 159 494,68 CZK |
Current number of unit certificates issued |
355 049 103pcs |
Current number of unit certificates issued |
759 488 626pcs |
Total number of unit certificates redeemed |
404 439 523pcs |
| Data as of | 01.04.2025 - 28.04.2025 (class CZK) |
|---|---|
Number of unit certificates issued for the period |
6 540 244pcs |
Number of unit certificates redeemed for the period |
12 433 773pcs |
Amount for which the unit certificates were issued |
74 819 746,22 CZK |
Amount for which the unit certificates were redeemed |
142 204 164,66 CZK |
| Asset structure of the FUND | |
|---|---|
| Structure of assets as of | 28. 4. 2025 (whole fund) |
Fund capital |
4 405 907 381,44 CZK |
Total assets |
4 426 520 204,49 CZK |
|
Fund class performance for CZK |
||
|---|---|---|
| data as of 31. 3. 2025 | Total cumulative performance of the fund (class CZK) | Average monthly performance of the fund (class CZK) |
1M |
0,26% |
-- |
3M |
0,74% |
0,25% |
6M |
1,60% |
0,27% |
12M |
3,85% |
0,32% |
for the calendar year |
0,74% |
0,25% |
since the establishment of the fund |
14,27% |
0,46% |
| Share certificates třídy CZK | |
|---|---|
| Data as of | 31. 3. 2025 (class CZK) |
Value of a unit certificate |
11,4266 CZK |
Fund capital |
4 124 336 629,90 CZK |
Current number of unit certificates issued |
360 942 632pcs |
Current number of unit certificates issued |
752 948 382pcs |
Total number of unit certificates redeemed |
392 005 750pcs |
| Data as of | 01.03.2025 - 31.03.2025 (class CZK) |
|---|---|
Number of unit certificates issued for the period |
8 036 090pcs |
Number of unit certificates redeemed for the period |
16 056 508pcs |
Amount for which the unit certificates were issued |
91 715 480,48 CZK |
Amount for which the unit certificates were redeemed |
183 207 451,61 CZK |
| Asset structure of the FUND | |
|---|---|
| Structure of assets as of | 31. 3. 2025 (whole fund) |
Fund capital |
4 478 118 082,81 CZK |
Total assets |
4 495 397 795,18 CZK |
Of which: |
|
Deposits in banks |
1,08% |
Other |
98,92% |
|
Fund class performance for CZK |
||
|---|---|---|
| data as of 28. 2. 2025 | Total cumulative performance of the fund (class CZK) | Average monthly performance of the fund (class CZK) |
1M |
0,24% |
-- |
3M |
0,76% |
0,25% |
6M |
1,66% |
0,28% |
12M |
4,02% |
0,33% |
for the calendar year |
0,48% |
0,24% |
since the establishment of the fund |
13,97% |
0,47% |
| Share certificates třídy CZK | |
|---|---|
| Data as of | 28. 2. 2025 (class CZK) |
Value of a unit certificate |
11,3972 CZK |
Fund capital |
4 205 157 712,21 CZK |
Current number of unit certificates issued |
368 963 050pcs |
Current number of unit certificates issued |
744 912 292pcs |
Total number of unit certificates redeemed |
375 949 242pcs |
| Data as of | 01.02.2025 - 28.02.2025 (class CZK) |
|---|---|
Number of unit certificates issued for the period |
10 047 341pcs |
Number of unit certificates redeemed for the period |
15 106 925pcs |
Amount for which the unit certificates were issued |
114 365 647,13 CZK |
Amount for which the unit certificates were redeemed |
171 931 744,53 CZK |
| Asset structure of the FUND | |
|---|---|
| Structure of assets as of | 28. 2. 2025 (whole fund) |
Fund capital |
4 556 429 036,52 CZK |
Total assets |
4 574 613 464,53 CZK |
Of which: |
|
Deposits in banks |
1,03% |
Other |
98,97% |
|
Fund class performance for CZK |
||
|---|---|---|
| data as of 31. 1. 2025 | Total cumulative performance of the fund (class CZK) | Average monthly performance of the fund (class CZK) |
1M |
0,24% |
-- |
3M |
0,79% |
0,26% |
6M |
1,73% |
0,29% |
12M |
4,24% |
0,35% |
for the calendar year |
0,24% |
0,24% |
since the establishment of the fund |
13,70% |
0,47% |
| Share certificates třídy CZK | |
|---|---|
| Data as of | 31. 1. 2025 (class CZK) |
Value of a unit certificate |
11,3698 CZK |
Fund capital |
4 252 581 151,61 CZK |
Current number of unit certificates issued |
374 022 634pcs |
Current number of unit certificates issued |
734 864 951pcs |
Total number of unit certificates redeemed |
360 842 317pcs |
| Data as of | 01.01.2025 - 31.01.2025 (class CZK) |
|---|---|
Number of unit certificates issued for the period |
9 581 496pcs |
Number of unit certificates redeemed for the period |
17 050 215pcs |
Amount for which the unit certificates were issued |
108 795 643,73 CZK |
Amount for which the unit certificates were redeemed |
193 593 370,60 CZK |
| Asset structure of the FUND | |
|---|---|
| Structure of assets as of | 31. 1. 2025 (whole fund) |
Fund capital |
4 601 079 255,94 CZK |
Total assets |
4 621 213 388,11 CZK |
Of which: |
|
Deposits in banks |
2,05% |
Other |
97,95% |
|
Fund class performance for INVESTMENT |
||
|---|---|---|
| data as of 28. 4. 2025 | Total cumulative performance of the fund (class INVESTMENT) | Average monthly performance of the fund (class INVESTMENT) |
1M |
0,28% |
-- |
3M |
0,83% |
0,28% |
6M |
1,73% |
0,29% |
12M |
3,96% |
0,33% |
for the calendar year |
1,06% |
0,26% |
since the establishment of the fund |
15,40% |
0,48% |
| Share certificates třídy INVESTMENT | |
|---|---|
| Data as of | 28. 4. 2025 (class INVESTMENT) |
Value of a unit certificate |
11,5399 CZK |
Fund capital |
339 747 886,76 CZK |
Current number of unit certificates issued |
29 441 172pcs |
Current number of unit certificates issued |
97 136 278pcs |
Total number of unit certificates redeemed |
67 695 106pcs |
| Data as of | 01.04.2025 - 28.04.2025 (class INVESTMENT) |
|---|---|
Number of unit certificates issued for the period |
84 950pcs |
Number of unit certificates redeemed for the period |
1 377 030pcs |
Amount for which the unit certificates were issued |
979 268,33 CZK |
Amount for which the unit certificates were redeemed |
15 852 870,85 CZK |
| Asset structure of the FUND | |
|---|---|
| Structure of assets as of | 28. 4. 2025 (whole fund) |
Fund capital |
4 405 907 381,44 CZK |
Total assets |
4 426 520 204,49 CZK |
|
Fund class performance for INVESTMENT |
||
|---|---|---|
| data as of 31. 3. 2025 | Total cumulative performance of the fund (class INVESTMENT) | Average monthly performance of the fund (class INVESTMENT) |
1M |
0,28% |
-- |
3M |
0,81% |
0,27% |
6M |
1,75% |
0,29% |
12M |
4,14% |
0,34% |
for the calendar year |
0,81% |
0,27% |
since the establishment of the fund |
15,11% |
0,49% |
| Share certificates třídy INVESTMENT | |
|---|---|
| Data as of | 31. 3. 2025 (class INVESTMENT) |
Value of a unit certificate |
11,5114 CZK |
Fund capital |
353 781 452,91 CZK |
Current number of unit certificates issued |
30 733 252pcs |
Current number of unit certificates issued |
97 051 328pcs |
Total number of unit certificates redeemed |
66 318 076pcs |
| Data as of | 01.03.2025 - 31.03.2025 (class INVESTMENT) |
|---|---|
Number of unit certificates issued for the period |
1 264 968pcs |
Number of unit certificates redeemed for the period |
1 132 911pcs |
Amount for which the unit certificates were issued |
14 545 537,79 CZK |
Amount for which the unit certificates were redeemed |
13 012 880,81 CZK |
| Asset structure of the FUND | |
|---|---|
| Structure of assets as of | 31. 3. 2025 (whole fund) |
Fund capital |
4 478 118 082,81 CZK |
Total assets |
4 495 397 795,18 CZK |
Of which: |
|
Deposits in banks |
1,08% |
Other |
98,92% |
|
Fund class performance for INVESTMENT |
||
|---|---|---|
| data as of 28. 2. 2025 | Total cumulative performance of the fund (class INVESTMENT) | Average monthly performance of the fund (class INVESTMENT) |
1M |
0,26% |
-- |
3M |
0,83% |
0,28% |
6M |
1,78% |
0,30% |
12M |
4,30% |
0,36% |
for the calendar year |
0,52% |
0,26% |
since the establishment of the fund |
14,79% |
0,49% |
| Share certificates třídy INVESTMENT | |
|---|---|
| Data as of | 28. 2. 2025 (class INVESTMENT) |
Value of a unit certificate |
11,4790 CZK |
Fund capital |
351 271 324,31 CZK |
Current number of unit certificates issued |
30 601 195pcs |
Current number of unit certificates issued |
95 786 360pcs |
Total number of unit certificates redeemed |
65 185 165pcs |
| Data as of | 01.02.2025 - 28.02.2025 (class INVESTMENT) |
|---|---|
Number of unit certificates issued for the period |
562 613pcs |
Number of unit certificates redeemed for the period |
400 693pcs |
Amount for which the unit certificates were issued |
6 444 223,06 CZK |
Amount for which the unit certificates were redeemed |
4 596 595,57 CZK |
| Asset structure of the FUND | |
|---|---|
| Structure of assets as of | 28. 2. 2025 (whole fund) |
Fund capital |
4 556 429 036,52 CZK |
Total assets |
4 574 613 464,53 CZK |
Of which: |
|
Deposits in banks |
1,03% |
Other |
98,97% |
|
Fund class performance for INVESTMENT |
||
|---|---|---|
| data as of 31. 1. 2025 | Total cumulative performance of the fund (class INVESTMENT) | Average monthly performance of the fund (class INVESTMENT) |
1M |
0,26% |
-- |
3M |
0,87% |
0,29% |
6M |
1,85% |
0,31% |
12M |
4,53% |
0,38% |
for the calendar year |
0,26% |
0,26% |
since the establishment of the fund |
14,49% |
0,50% |
| Share certificates třídy INVESTMENT | |
|---|---|
| Data as of | 31. 1. 2025 (class INVESTMENT) |
Value of a unit certificate |
11,4490 CZK |
Fund capital |
348 498 104,33 CZK |
Current number of unit certificates issued |
30 439 275pcs |
Current number of unit certificates issued |
95 223 747pcs |
Total number of unit certificates redeemed |
64 784 472pcs |
| Data as of | 01.01.2025 - 31.01.2025 (class INVESTMENT) |
|---|---|
Number of unit certificates issued for the period |
3 728 618pcs |
Number of unit certificates redeemed for the period |
32 601pcs |
Amount for which the unit certificates were issued |
42 626 008,23 CZK |
Amount for which the unit certificates were redeemed |
373 020,53 CZK |
| Asset structure of the FUND | |
|---|---|
| Structure of assets as of | 31. 1. 2025 (whole fund) |
Fund capital |
4 601 079 255,94 CZK |
Total assets |
4 621 213 388,11 CZK |
Of which: |
|
Deposits in banks |
2,05% |
Other |
97,95% |
GENERAL DOCUMENTS AND FORMS
Terms and conditions valid from 29.8.2024
Template of framework agreement of INVESTIKA family
Power of attorney for representation - signature must be verified
Notice of termination for the framework agreement
Notice of termination for the framework agreement for DIP
Notice of termination for the framework agreement for DYNAMIKA
Notice of termination for the framework agreement for DYNAMIKA DIP
Oznámení o změně údajů o klientovi
Oznámení o změně investičního zprostředkovatele - podpis musí být úředně ověřen
Oznámení o změně bankovního spojení - podpis musí být úředně ověřen
MONETIKA Cash Fund
Statut MONETIKA, otevřený podílový fond - platný od 22.4.2024
Klíčové informace pro investory - třída CZK - platné od 22.4.2024
Klíčové informace pro investory - třída CZK Investiční - platné od 22.4.2024
Sazebník - třída CZK - platný od 30.4.2025
Sazebník - třída CZK Investiční - platný od 22.4.2024
Žádost o převod cenných papírů - podpis musí být úředně ověřen
Žádost o odkup cenných papírů DIP
Klíčové informace pro investory - třída CZK - platné od 24.1.2025
Klíčové informace pro investory - třída CZK investiční - platné od 24.1.2025
Informace týkající se udržitelnosti ve vztahu k MONETIKA, otevřený podílový fond, platné od 4.4.2025
Prohlášení dle čl. 7 SFDR o hlavních nepříznivých dopadech investičních rozhodnutí na faktory udržitelnosti ve vztahu k MONETIKA za referenční období od 1.1.2023 do 31.12.2023, platné od 30.6.2024
Prohlášení o hlavních nepříznivých dopadech investičních rozhodnutí na faktory udržitelnosti ve vztahu k INVESTIKA, investiční společnost, a.s.
za referenční období od 1.1.2023 do 31.12.2023, platné od 30.6.2024
Hesitating?
Specialists can help you
You don't have to be alone when it comes to investing. If you want a specialist to advise you on your choice and set everything up for you from A to Z, contact your financial advisor or find one from among our investment intermediares. Your advisor will work with you to create a financial plan that takes full account of your situation, goals and risk tolerance.
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